Saturday, October 13, 2012

What of Life and Marriage

Every so often I get the bug... like I think yeah its time I should get married -- the gf is the best I'll ever do.

Then I have a little annoyance w/ the gf and i think nah forget it, I like being single and I dont wanna deal with this crap.

Am I bi-polar?

I must admit I am petty....

Some say marry wealthy girls.. some say marry fertility..  really though whats the key?  Probably knowing what you are getting into is first step to it all.   And hopefully the wife knows what she's also getting into. Expectation setting -- very key.

Case in point: marry a hot young model -- expectation:  the man -- you will treat her like a model princess forever -- the female -- you will forever be super hot and sexy.   Clearly doomed to fail.

So the reality of it is - the simplest of marriages may work the best.   It also helps to marry younger.. before you have seen and witnessed how shitty it can really be.. and how your friends are divorcing and complaining etc....

Wealth accumulation with marriage?  Hmm... I often think yeah maybe i should date one of these successful sales gals who make as much as I do.. but then what if they spend as much as I do -- does that really help generate wealth?  Because imagine you both make 250k each, total income a whopping 500k.. lets break this down to standard lifestyle:
 250k salary
 -100k taxes
 - 30k rent
 - 30k food/etc
 - 20k clothes, personal upkeep (execute sales gals and guys gotta look good eh?)
 - 20k travel (5-star hotels only!)
 - 10k taxi or car
Whats left -- add that up -- its a running rate of like 80k a year, + rent.  You may just save 50k a year after it all.

So you combine and get married, while you are DINK, you take the same equation, reduce rent by almost 1/2, but all other expenses remain so... you save 65k a year instead of 50k.

Then you get married have a kid.. wife maybe quits work ??  So now we have
250k salary
-90k taxes
-40k rent
-xyz costs
I think we are screwed see what I mean - girl is used to owning Prada shoes.. and is she really going to drop down to Kmart quality?   And I'm using to owning $600 cordovan shoes, am I gonna drop to Rockports ?

So.. in the end it kinda doesn't matter.. i guess best thing is marry a rich gal who lives poor (right and how many of those do we know??).   Plan B is pretend to be poor, marry a poor girl, and hide your cash.   That would be great...

Why am I worried about this anyways...

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