Lets see.. many things happening.
1. Snowboard season start, going to Whistler in New Years yeaaah! i'm going w/ a group including a gal that is my semi-true love.. girl i have liked for a long long time.. even though i have a girlfriend now.. we'll see how that turns out.
2. I am trying to focus for year end.. one more month left.. I feel I have done so little this year. I wish I had more motivation to wake u early, run, plan things for work, and help my team more.. but alas i'm a dying soul.
3. Thoughts of retirement.. hmmmm
Retirement is an interesting one. I haven't done the math really, but I wonder if my loose high roller lifestyle is causing me to sacrifice early retirement .... or is it not significant ?
Case in points on waste:
1. Daily taxi to work. Cost $25 a day x 250 = $6000 a year ! Hmmm if I did this for 10 years.. $60k !
2. Rent. Moving from $5k apt to $3k apt. Effective saving is $1k after tax. $1k x 12 x 10yrs... $120k !
3. Coffee. Including weekends, 10 coffee per week x $3.50 on avg x 52wk x 10yrs = $18k !
4. Travel. I prob spend $10k a year on travel x 10yrs = $100k !
5. Snowboarding. $300 per trip avg * 10 trips * 10yrs + equip ($5k) = $35k !
6. Entertainment (eating out, drinking, cigars, ...). I dunno.. $10k a year * 10 = $100k
Hmm i suppose if I add it all up, its $500k in extra savings by the time I'm 48 if I cut down on everything fun in life. Hmmmmmmmmmm. Bah maybe i should cut out coffee.....
haha
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