Fin aDVISORship

So i am pondering getting a financial advisor.

So anyways I am talking to a guy.. and (1) I ask for his resume. He is shocked and says he's never been asked that. I am like.. u should have one, u r being interviewed for your expertise. Sell me on why u r any good. Then (2) he says fax me copies of my bank statements. I am like wait a minute, I dont just send my docs to any schmo. People are obviously very trusting of any loser who says he is a "financial planner" -- wtf right?

My qualms are...
1) they often are schmucks off the street who know nothing of markets and economics
a) one guy i know used to be a hotel middle manager
b) one girl i know used to be a sports marketing manager
2) they work in a world where they are conflicted between saving a client money and making commissions for themselves (this is quoted from friend (b)).

Why I'm consideirng it...
1) I find I am not smashing the street. My personal returns are like 10-20% over the past 5 years, but I noticed during that time the benchmarks (my 401k) have been higher. So whats up, my active management is losing to plain old funds (POF).
2) I don't have time to sit and watch whats happening.. in theory a guy who dedicates 10hrs a day to watching markets should have an edge on me.
3) I should get some analysis on my retirement projections.. how much i should save, what i need to retire, etc.

Although did you realize at $1k month @ 9% interest for 25 years.. you get to ~$1mm. Put it in excel, =FV() w/ rate =9%, periods = 25, pmt=-12000. So getting to $1mm isn't that hard. Most of us put $1k/month in 401k (or u should be anyways). Problem is $1mm is not enough...........